Earth & Tree, LLC, located at 884 Blocher Road, Frostburg, Maryland is a private company which provides comprehensive tree removal and lawn maintenance services. Established in 2003, Earth & Tree is a female-owned company by Glenne Blocher. Initial inquiries with the SBDC were sought as a means to analyze a business validation to determine feasibility of continued operation. Mark Malec, Consultant with the SBDC, analyzed financials to determine whether succession/exit planning for the business and/or selling the business were viable options. Ms. Blocher and Mr. Malec discussed USDA Borrowing and Loan Guarantees and the possibility of restructuring debt to improve cash flow.
After the addition of new business partners, Mark used the new data to assess loan to value calculations along with the Debt Coverage Analysis. Mr. Malec helped keep the company afloat through a debt work-out deal with Corporate Turnaround. He also helped with company merger to bring added cash flow and borrowing ability. Glenne has been an active client with the SBDC for the past nine years and is very appreciative of the services of the SBDC. She says, “Mark Malec is one sharp consultant. He has a lot of courage. As complicated as my business has been, he has excelled. He is willing to work—to go above and beyond to get action. He has worked diligently with agencies to ensure my company survives and thrives." Ms. Blocher states "Mark has been a key person" in her support network. "He is willing to think outside the box and see into the future for success. Mark Malec has been one of my key advisors."
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